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Sir all scheme of Govt. Have inbuilt faetures ti provide benefits to poor specially to overall population. Problem is its implementation at ground level. We are all colectively responsible for the successful implementation. If we fail then the scheme fails. After all workers and authorities ti implenent and monitor are within ourselves. Why blame the Govt. If some thing flops
Note: This policy is like hyperbole of WHO-health for all by 2000-because it will not cover all people of India, especially 60% of population in villages are left in darkness. It is just showbiz! We read that 140000 PHCs will be established looks like impossible! Notably in India, communicable diseases are more important for research and interventions than NCD, which are important in developed nations. NCD research derived some papers from India published in political journal are not only useless but also cost-ineffective/ tagged with huge costs! Figures on papers are nothing compared to practical work done! Finally we wish good luck to this universal coverage of health (only in big and semibig citie)in India....................villagers will suffer as usual!
Very good initiative. Similar health insurance schemes should be provided to income tax payers , may be with a little cost.
Success depends on amount paid by insurance company for particular protégée or admission charge per day.
It looks and sounds great. I hope this costly scheme works. Strong regulatory authority is required to avoid fraudulent and misuse of this welfare scheme. As Kamaraj Nadal once said” Parkallam” or wait and watch.
GOD bless every INDIAN but population control and health EDUCATION is the first and most important step. How to enrol ourselves in not clear under AYUSHMAN AND NON AYUSHMAN category
It is a commendable step. However implementation and avoidance of misuse should be carefully assured. As is evident from good policies in the past , full implementation of such policies is abysmal. Again misuse of such policies can deprive the real deserving people from benefit of such policies.
Sir how someone get enrolled and gets benefits ?which website?whom to contact? B
The compulsion to keep serving in Govt job, so as to facilitate this program is unfair. The judgement forcing doctors to keep serving (as in UP health services), should be reconsidered.
We have many very poor people working in our hospital-- how to get them In this scheme?(
Very good news for all. Now it is high time to raise the standards of hospitals and medical services as well to win the confidence of public. No Indian national should go to another country for any medical treatment.
Insurance cover for all is a must. It will also prevent violence against doctors & hospitals as finance is a major factor behind this.I do hope that the hospitals get reimbursed appropriate ly & in time for a successful run of the scheme. Let us move towards sarve santu niramya.
Today onwards, nobody will be poor in India, from the health point of view. Now, all needy people will have an insurance of Rs 5 lakh with the premium paid by the government.
The Prime Minister, Shri Narendra Modi, will launch the Ayushman Bharat scheme, officially known as the Pradhan Mantri Jan Arogya Yojana (PM-JAY) today in Ranchi, Jharkhand.
The scheme will provide insurance cover of up to Rs 5 lakh per family per year at any government or empanelled private hospital all over India, for secondary and tertiary care hospitalization. More than 10 crore poor and economically deprived families and more than 50 crore people will benefit. There is no restriction on family size, age or gender. All pre-existing conditions are covered from day one of the policy. The benefit cover includes both pre and post hospitalization expenses.
All workers in India, who earn less than 21,000 INR per month are already covered under the Employees’ State Insurance (ESI) Scheme.
Getting the insurance premium paid by the government will now be a fundamental right for those who are eligible for the scheme.
All hospitals and health care establishments, who have committed 10% free work for the economically weaker section (EWS) of the society will now get paid under the scheme; also, all government hospitals will start getting some reimbursements under the scheme. So, more and more people will now opt for private wards in government hospitals.
Health is already a fundamental right under Article 21 of the constitution of India and improvement of the public health is a primary duty of the government under Article 47, under the Directive Principles of State Policy, based on the means available, which mandates the government “to raise the level of nutrition and the standard of living and to improve public health”. And, if the required means are not available, the state government can then mandate all private hospitals to enroll under this scheme.
Because all emergent health conditions will be paid for under the insurance scheme for the poor and the needy, hospitals will no more have an excuse to refuse treatment and 100% hospitals will have to comply.
Time has come for universal health coverage and to make quality health care “available”, “accessible”, “affordable” to all and also “accountable”. The Ayushman Bharat scheme is one step towards this end.
For those who can pay, it must be mandatory to get an insurance for at least Rs 5 lakh, which will become a minimum benchmark for health insurance in India.
Once 100% people are insured, health care will become affordable over time to everyone. Treatment costs will automatically reduce.
The two types of insurance (Ayushman and non Ayushman), two types of premiums, two types of packages and two types of treatment will also invariable undergo auto correction.
Dr KK Aggarwal
Padma Shri Awardee
President Elect Confederation of Medical Associations in Asia and Oceania (CMAAO)
Group Editor-in-Chief IJCP Publications
President Heart Care Foundation of India
Immediate Past National President IMA
Well said, Dr Aggarwal. This is definitely a positive step towards universal healthcare, with payable insurance is also definitely going to increase automatically. Now there is a need of universal standardisation of healthcare available at various level. Although there is a big volume of patients and a big gap of patient doctor ratio, still doctors feel they have insufficient volume, and keep on giving sub standard treatment.